Flexible CRE Financing for Business Owners and
Investors. Loan amounts from $100,000 to
$5,000,000.
Whether you're refinancing, purchasing, or pulling cash out of your commercial property, AMUSA Commercial Capital offers fast, flexible solutions especially when the bank says no.
With loan terms up to 30 years, options for owner-occupied and investor properties, and no income verification required on select programs, our small balance commercial loans are structured for real-world borrowers who value speed, simplicity, and results.
We can provide loan amounts for purchases, refinancing, debt consolidation, property improvements, and working capital.
$100,000 to $5,000,000
10 to 30 years
Up to 80%
Investor or Owner-Occupied
8–12 % for Tier 1 (700+ FICO), 10 – 13 % for Tier 2 (550+ FICO)
No cash-out limit on Tier 1
6-month seasoning on Tier 1
U.S. Citizens, Permanent Residents, Legal Entities
Purchase
Rate & Term Refinance
Cash-Out Refinance
Consolidate Business Debt
Renovation or Capital Improvements
Refinance Maturing Loans
Purchase
Rate & Term Refinance
Cash-Out Refinance
Consolidate Business Debt
Renovation or Capital Improvements
Refinance Maturing Loans
Choose from three tiers of documentation flexibility, depending on
your credit, experience, and goals:
2 Years of Corporate Tax Returns
12 months of business bank statements (last 12 months only)
No personal or business tax returns required for guarantors (available on select programs)
Our bridge loans are available across a wide range of owner-occupied
and income-producing commercial real estate types:
Eligible Property Types
Apartment Buildings
Warehouses
Mixed-Use
Auto Repair Shops
Salons
Hotels & Hospitality
RV / MH Parks
Light Industrial
Bars & Restaurants
Daycare Facilities
Funeral Homes
Hospitality Businesses
