Owner-Occupied
Commercial Real
Estate Business
Loans

Finance Your Building And Your Business With One Fast, Flexible Loan

Business Owner
Bridge Loan

At AMUSA Commercial Capital, we help business owners secure the funding they need to buy, build, or refinance the property they operate from and include equipment and working capital, too. With loan amounts up to $5 million and up to 90% loan-to-cost, our owner-occupied programs are the smart, streamlined alternative to bank loans.

If your business needs a new location, funding for expansion, or a better loan structure, we can help with approvals in as little as 24 hours.

Key Loan Features

Feature

Loan Sizes

Loan sizes

$500,000 to $5,000,000

Terms

Terms

Fully amortized up to 25 years

Loan to Value

Time to Close

As fast as 45 days

Loan to Value

Rates

Bank-like pricing without the bank red tape

Rates

LTV

Up to 90% of the total project cost (including FFE + working capital)/p>

Credit

Occupancy

Must be an owner-occupied business

Loan Purpose

Use of Funds

Commercial real estate + furniture, fixtures, equipment (FFE) + working capital

Loan Purpose

Approvals

Term sheets issued within 24 hours of full package

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Loan Purposes

Cash for business expansion
Fund working capital with flexible terms
Upgrade or remodel your location
Purchase or refinance your commercial building
Consolidate existing real estate and equipment loans
Cash for business expansion
Fund working capital with flexible terms
Upgrade or remodel your location
Purchase or refinance your commercial building
Consolidate existing real estate and equipment loans

Property Types We Fund

Our bridge loans are available across a wide range of owner-occupied
and income-producing commercial real estate types:
Eligible Property Types

Light Industrial Retail Spaces
Mixed-Use Office Buildings
RV / MH Parks RV / MH Parks
Auto Repair Shops Auto Repair Shops
Warehouses Light Industrial
Bars & Restaurants Bars & Restaurants
Daycare Facilities Daycare Facilities
Salons Salons
Apartment Buildings Hotels & Hospitality
Light Industrial Convenience Stores
Light Industrial Gas Stations
Light Industrial Car Washes
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Income Documentation Options for
Owner–Occupied Properties

Choose from three tiers of documentation flexibility, depending on
your credit, experience, and goals:

Full Doc Icon

Full doc programs with 3 years of corporate tax returns

Bank Statement Icon

Options for small businesses with strong revenue but complex taxes

Stated Income Icon

Quick turnaround: Term sheets issued in 24 hours. Closings in as little as 45 days.

Warehouse workers

Apply Today

Have a deal the bank won’t touch? Need to close quickly or
refinance an urgent situation? Let AMUSA Commercial Capital
provide the flexibility, experience, and capital you need fast.

GET STARTED TODAY