Flexible Rental Property Financing, No Tax Returns Required
If you're building or scaling your real estate portfolio, our SFR 1 – 4 Investment Loans are designed specifically for you. These programs are ideal for investors looking to purchase, refinance, or cash out equity from 1 to 4 unit residential properties, with loan sizes from $100,000 to $5,000,000.
Whether you're acquiring rentals in high-demand markets or refinancing to free up capital for your next deal, AMUSA offers flexible terms, DSCR-based underwriting, and no income documentation required for qualified borrowers. Only 90 days of seasoning is required to use the new property value for refinancing.
Feature
$100,000 to $5,000,000
Up to 30 years
Up to 30 years
Up to 75% LTV; rates from 7% – 11%
Up to 80% for purchase and rate/term refi
Urban & suburban areas in primary, secondary, and tertiary markets
Tier 1 – 650+ (Most qualified borrowers)
1 – 4 unit attached/detached SFRs, townhomes, and PUDs
Purchases: Expand your rental portfolio with confidence
Rate & Term Refinance: Lower your monthly payments or lock in better terms
Cash-Out Refinance: Access equity to fund new deals, rehab, or operating capital
Purchases: Expand your rental portfolio with confidence
Rate & Term Refinance: Lower your monthly payments or lock in better terms
Cash-Out Refinance: Access equity to fund new deals, rehab, or operating capital
