Single Family 1 to 4 Investment Loans

amusa icone - money.png

Loan Sizes $100,000
to $5,000,000

amusa icone - years.png

Loan Terms 5, 7 Years


Amortization up to 30 years

amusa sfr commercial.png

Locations Generally urban or suburban locations in primary, secondary, or tertiary markets

amusa icons apartment .png

Property Types – 1 to 4 unit attached/detached properties and PUD

icon - BORROWERS.png

Interest rates 6% to 10%
No tax returns required
Credit: tier 1 -650 +
tier 2 – 550+

icon - purchase.png

Loan Purposes: Purchases

icon - refinance.png

Loan Purposes:
Rate and term refinance

icon - no limit cash out.png

Loan Purposes:
Cash Out Refinance
Up to 65% Cash out
Cash Out Rates 6-10%

icon - 80%.png

Max LTV - Up to 80% for purchase and rate refinance

Income Documentation for Owner Occupied Properties

icon - TAXES.png

Full Doc – 2 Years Corporate Tax Return

icon - BANK.png

Bank Statement 12 months business bank statements
(Only the last 12 months business bank statements are requested)

icon - STATED.png

For Stated Owner-Occupied Program: Guarantor(s) are not required to provide personal or business tax returns to qualify for this program.


Adjustable rates as low as 6% or fixed rates for 30 years and LTV's of up to 80% are available on almost all commercial property types with first liens only. Credit scores as low as 500 are accepted.