Single Family 1 to 4 Investment Loans
Loan Sizes $100,000
to $5,000,000
Loan Terms up to 30 Years
Amortization up to 30 years
Locations Generally urban or suburban locations in primary, secondary, or tertiary markets
Property Types – 1 to 4 unit attached/detached properties and PUD
Interest rates 6% to 10%
No tax returns required
No Doc Programs
Credit: tier 1 -650 +
Loan Purposes: Purchases
Loan Purposes:
Rate and term refinance
Loan Purposes:
Cash Out Refinance
Up to 75% Cash out
Cash Out Rates 6-10%
Max LTV - Up to 80% for purchase and rate refinance
Income Documentation for Owner Occupied Properties
Full Doc – 2 Years Corporate Tax Return
Bank Statement 12 months business bank statements
(Only the last 12 months business bank statements are requested)
For Stated Owner-Occupied Program: Guarantor(s) are not required to provide personal or business tax returns to qualify for this program.
Rates
Adjustable rates as low as 6% or fixed rates for 30 years and LTV's of up to 80% are available on almost all commercial property types with first liens only. Credit scores as low as 500 are accepted.