Single Family 1 to 4 Investment Loans

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Loan Sizes $100,000
to $5,000,000

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Loan Terms 5, 7 Years

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Amortization up to 30 years

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Locations Generally urban or suburban locations in primary, secondary, or tertiary markets

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Property Types – 1 to 4 unit attached/detached properties and PUD

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Interest rates 6% to 10%
No tax returns required
Credit: tier 1 -650 +
tier 2 – 550+

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Loan Purposes: Purchases

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Loan Purposes:
Rate and term refinance

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Loan Purposes:
Cash Out Refinance
Up to 65% Cash out
Cash Out Rates 6-10%

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Max LTV - Up to 80% for purchase and rate refinance



Income Documentation for Owner Occupied Properties

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Full Doc – 2 Years Corporate Tax Return

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Bank Statement 12 months business bank statements
(Only the last 12 months business bank statements are requested)

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For Stated Owner-Occupied Program: Guarantor(s) are not required to provide personal or business tax returns to qualify for this program.


Rates

Adjustable rates as low as 6% or fixed rates for 30 years and LTV's of up to 80% are available on almost all commercial property types with first liens only. Credit scores as low as 500 are accepted.