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AMUSA Commercial Capital

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Recently Closed Transactions

Successful Transactions with Favorable Outcomes

Here is a selection of business financing transactions we at AMUSA Commercial Capital have had the pleasure of working out to the complete satisfaction of our clients. Let us help you with important financing.

Car Dealership

$1,150,000 Loan on a Cash Out Refinance for a Car Dealership in Florida - Term 30 Years

Use of Cash Out Funds - Payoff Property Taxes, Merchant Cash Advance Loans, and Working Capital. Challenges with this loan were low appraisal value, and 5 underwriting exceptions were made to close this loan.

Screen Printer

$250,000 Loan on a Cash Out Refinance for an Embroiderer/Screen Printer in Texas - Term 30 Years

Use of Cash Out Funds - Clean up messy divorce situation, payoff business credit card debt and $129,000 additional cash out for working capital and expansion. Challenge was that the business owner lived in the property which created legal issues with Texas Homestead laws. We were able to resolve this with our highly experienced legal title company attorneys.

Auto Repair

$142,500 Loan on a Cash Out Free & Clear Property for Auto Repair in Texas - Term 30 Years

Use of Funds - Down payment on another investment property. Challenges with this loan were environmental issues with the previously removed tank, no Phase I required by exception approved, no income documentation loan.

Auto Repair Shop

$645,000 Loan on a Commercial Building Purchase for Auto Repair in Texas - Term 30 Years

Use of Funds - Building purchase. Challenges with this loan were large downpayment not sourced or seasoned, the borrower had mattress money, no property income documentation, and low appraisal value.

Auto Parts

$350,000 Auto Parts Store Refinance Cash Out in North Carolina

An auto parts store owner in North Carolina was unable to get his bank to consider his refinance request for his store. He came to AMUSA Commercial Capital, and we were able to close his refinancing loan which included paying off the current mortgage and consolidating property taxes and other debt. By consolidating this debt into permanent 25-year financing, the borrower was able to lower his monthly debt service by just over $10,000 a month and pay off past due property taxes.

$250,000 Hard Money Bridge Loan

A property owner operated a trailer and truck repair business for over 20 years from the building he purchased in the early 90s. The property was free and clear, but the owner had suffered severe setbacks due to poor economic conditions. He owed property taxes, an IRS tax lien, and needed to update some equipment and get some working capital to reposition his business for success. We closed a hard money bridge loan for $250,000 with a one year interest rate of 14% LTV 65%.

We established an interest reserve account so that the owner did not have to make monthly interest payments during the term. AMUSA Commercial Capital will work with this owner to improve his credit rating so that within the one-year term, we will be able to arrange permanent financing over 25 years at more suitable rates.

$250,000 Loan on a Freestanding Multi-Tenant Retail Property in Arizona - Term 2 Years

We recently closed on a $250,000 loan on a 7,200 square foot freestanding multi-tenant retail property in a suburb of Phoenix. The property was 58% leased at the time of closing. The entire transaction was closed within 21 days of application. The borrower was a trust that owns multiple properties and is in the process of liquidating assets. The term on the loans was two years with the ability to prepay the loan without penalty at any time.

$975,000 Loan Phase 2 Funded in Texas - Term 25 Years

A Houston building developer's construction loan request was hung up in bank committee red tape for months before they informed him they had changed their minds and were declining his loan request. His completion deadline for the new tenant of the 12,000 square foot office warehouse was fast approaching when he contacted AMUSA Commercial Capital in late July. We were able to get the loan approved and funded fast which enabled him to meet his completion deadline. Once phase 1 was completed and delivered to the tenant, we were able to get phase 2 approved for $975,000 to build an 18,000 square foot office warehouse space and get it closed in two weeks. We worked out a six month term with a 14% interest rate with monthly interest-only payments, plus 65% LTV terms for a permanent 25-year loan at 4.49 % fixed for five years.

$108,000 Property Tax Loan in Texas

In this case, AMUSA Commercial Capital helped save the commercial property from being foreclosed on for delinquent property taxes. A Texas-based commercial real estate investment company that owned several commercial properties in Dallas had been posted for tax foreclosure when they contacted us for a property tax loan. The investor was unaware that tax loans were available. The properties had a high vacancy rate over a couple of years resulting in losses and property taxes not being paid for the last couple of years. The investor's personal credit and financial condition had suffered, so he was unable to qualify for traditional bank financing. We closed a tax loan for over $108,000 in less than seven days and paid the delinquent property taxes.

Auto Shop

$487,500 Owner-Occupied Refinance in Dallas, TX

Property Type: Automotive
Purpose: Refinance to pay off past due balloon

The seller financed balloon note was past due, but the borrower was unable to refinance with the bank due to strict bank guidelines. We were able to refinance and pay off the owner financed, on our stated income loan program using no income documentation. Closed in 30 days.